From time-to-time, we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by applicable law. The Issuer is an FDIC-insured member institution. Get Started Read how we use and collect your information by visiting our Privacy Policy. You must notify us to revoke permission for any person you previously authorized to use a Card. The daily limit on ATM cash withdrawal transactions for each Secondary Account is $100.00, which limit includes (i) the amount of the requested withdrawal(s); plus (ii) any fees imposed by us, Greenlight, or any ATM operator in connection with the requested withdrawal(s). We will not be liable, for instance: If through no fault of ours, you do not have enough funds available on your Card to complete the transaction; If a merchant refuses to accept your Card; If an electronic terminal where you are making a transaction does not operate properly, and you knew about the problem when you initiated the transaction; If access to your Card has been blocked after you reported your Card lost or stolen; If there is a hold or your funds are subject to a legal or administrative process or other encumbrance restricting their use; lf we have reason to believe the requested transaction is unauthorized; If circumstances beyond our control (such as fire, flood, or computer or communication failure) prevent the completion of the transaction, despite reasonable precautions that we have taken; or. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. Telephoning is the best way to minimize your possible losses. Client should prompt end user to connect a different account for `auth`. Please note: all direct deposits must be from the child's employer and in the child's name. Any Secondary Cardholder may load their account by direct deposit of wages or salary paid by an employer of such party. Our goal is to stay positive or neutral. If we do not properly complete a transaction from your Card on time or in the correct amount according to our Agreement with you, we will be liable for your losses or damages. YOU ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT PROVIDING ANY OF THE INVEST ACCOUNT SERVICES INCLUDED IN ANY OF THE CARD PLANS. If you wish to conduct a split tender transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card to the Card. If you request a Physical Card, it will be mailed to the address you provide to us during the registration process. Like all other financial institutions, Green Dot requires your accounting number and routing number for all transactions. If you do not want this Arbitration Provision to apply, you may reject it by mailing us a written opt-out notice which contains your Card Account number, your name and address and a signed statement that you opt out of the Arbitration Provision of this Agreement. The Greenlight Core Plan includes all of the Greenlight Core Plan Services, which are described in the Greenlight Terms of Serviceavailable in the Policy Center link of the Greenlight website at www.greenlight.com. In all cases, the Primary Accountholder (and not the Secondary Cardholder or child) will be the owner of the broker-dealer account established with DriveWealth for buying and selling Equities. My child doesn't have a . If presented for payment, these preauthorized direct debits will be declined and your payment to the merchant or provider will not be processed. You should not write your PIN onto your Physical Card or keep your PIN with your Physical Card. Pathward powers financial inclusion for all and is committed to providing a path forward to people and businesses to reach the next stage of their financial journey. In the case of a Standing Authorization for funding transactions (other than auto funding transactions), the ACH Authorizer will be required to use the Greenlight application to designate the specific Funding Account (if there is more than one enrolled), and the amount of any subsequent debit entry(ies). If either you or we require a Claim to be arbitrated, you may tell us in writing that you cannot afford to pay the fees charged by the Administrator and/or the arbitrator or that you believe those fees are too high. 2 Month or "Monthly means a rolling 30-day period. We will bear the expense of our attorneys, experts, and witnesses. This daily limit is further subject to any additional limitations on withdrawal amounts which may be imposed by ATM operators. 1 A single Monthly Fee will be assessed against either the Primary Account or any of the Secondary Accounts if funds are not available in the Primary Account and the Funding Account. Our contacts with you about your Card Account are not unsolicited. If you do not notify us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had promptly notified us, you could lose as much as $500.00. The second series of numbers, usually 10-12 digits, is your account number. The Card is not designed for business use, and we may close your Card Account and require the return of your Card if we determine that it is being used for business purposes. The check will typically have the 9 digit routing number down on the bottom left of the check. However, notwithstanding any language in this Arbitration Provision or this Agreement to the contrary, the Class Action Waiver is not severable from the remainder of this Arbitration Provision and, in the event that the Class Action Waiver is held to be invalid and unenforceable, and subject to any right of appeal that may exist with respect to such determination, any class action or representative proceeding shall be determined in a court of law and will not be subject to this Arbitration Provision. These documents include, without limitation, the Greenlight Advisors Non-Discretionary Asset Management Agreement (Advisory Agreement), the Greenlight Advisors Invest Terms of Service, the DriveWealth Disclosures and Disclaimers, the DriveWealth Terms of Use, the DriveWealth Customer Account Agreement, the DriveWealth Cash Management Program Disclosure Statement, and the DriveWealth Privacy Policy. 1-16 (theFAA), and not by any state arbitration law. Enter your online banking credentials Choose to have verification go to your phone via text or call and hit continue Enter the verification code once received Choose the bank account you'd like to use to fund your Greenlight account and hit continue Check or statement - bank-issued check or bank statement. In addition, the ACH Authorizer provides Greenlight and the Issuer with a Single Entry Authorization to debit the Funding Account(s) for the amount of any unpaid Monthly Fees if such amounts are not available in the Primary Account. You should get a receipt at the time you make a transaction using your Card, including ATM withdrawals. For customer service or additional information regarding your Card, please contact us at: Greenlight Prepaid Mastercard Why am I being asked to verify my identity? During the hold period, you will not have access to the preauthorized amount. Also, we will pay these fees if applicable law requires us to, if you prevail in the arbitration, or if we must bear such fees in order for this Arbitration Provision to be enforced. The funds underlying your Card Account are held by Community Federal Savings Bank and FDIC-insured up to the applicable limits in the event Community Federal Savings Bank fails, provided we have been able to fully verify your identity. Bank of America routing number. Email Us Text Us Or call us at 888-483-2645 We're here to help 24 hours a day, 7 days a week. 125200057. You may change your PIN for your Card Account within the Greenlight application or by calling 888-483-2645. The initial value load, as well as each value reload, is referred to in this Agreement as aload. WHENEVER FUNDS ARE NO LONGER HELD IN YOUR CARD ACCOUNT, SUCH FUNDS ARE NOT FDIC INSURED VIA COMMUNITY FEDERAL SAVINGS BANK, AND WE ARE NO LONGER RESPONSIBLE FOR SUCH FUNDS IN ANY WAY. NOTICE: THIS AGREEMENT REQUIRES ALL DISPUTES BE RESOLVED BY WAY OF BINDING ARBITRATION UNLESS YOU OPT-OUT AS DETAILED IN THE ARBITRATION SECTION BELOW. Transaction Type of routing number Green Dot Bank code; Payments and debits between US accounts: ACH routing number: 124303120: How do I send money back to my funding source from my Greenlight account? In the case of a Recurring Entry for a load amount from a Funding Account to the Primary Account that repeats on regular intervals, the ACH Authorizer will designate the Funding Account(s), the amount to be loaded, and the frequency (e.g., weekly or monthly) through the Greenlight application. By enrolling for these types of communications, you understand and agree to be responsible for any fees or charges you incur as a result of this enrollment. OTHER RIGHTS THAT YOU OR WE WOULD HAVE IN COURT MAY ALSO NOT BE AVAILABLE IN ARBITRATION. The Issuer reserves the right to refuse to return any unused balance amount less than $1.00. The Greenlight + Invest Plan includes all of the Greenlight Core Plan Services, together with all of the Invest Account Services as well as any other features and functionality of the Greenlight + Invest Plan as described in the Greenlight Terms of Service available in the Policy Center link available on the Greenlight website at www.greenlight.com. We will not ask you to pay or reimburse us for any fees we pay the Administrator or arbitrator. PNWFCU routing number: 323075754. The ACH Authorizer authorizes Greenlight and the Issuer to continue to debit the Funding Account(s) for requested Card Account loads until this authorization is revoked, which can be performed, in many cases, by changing the applicable setting on the Greenlight application, or, in all cases, by calling 1-888-483-2645. A court rarely overturns an arbitrators decision. Even after the receipt and selection of a PIN for your Physical Card, your Virtual Card (if one has been selected) will continue to be available for use in the Greenlight application. Plans start at $4.99 after the first month. If you are interested in talking to a live person about your Green Dot account, you may experience long wait times. You might not have a check handy, however, so you can also call TD Bank any time at 888-751-9000 to find the routing number for your account. 2. A Secondary Cardholders direct deposit will be attributed to the individuals Secondary Account. An opt-out notice is only effective if it is signed by you and if we receive it within thirty (30) days after the date you received this Agreement. An ABA (American Bankers Association) routing number is the first number sequence that appears on the bottom left of your paper checks. This new Invest Account established for the Primary Accountholder will be in addition to any Invest Account(s) that have been established for a Secondary Cardholder; provided, however, that the Primary Accountholder will, in all cases, be the record owner of all Invest Accounts that are established for a Primary Accountholder or any related Secondary Cardholder, together with all Equities purchased for such Invest Account. Any references todaysfound in this Agreement are calendar days unless indicated otherwise. Member FDIC. TO: Silicon Valley Bank ROUTING & TRANSIT#:011002343 BIC/SWIFT Code: BPTCUS33 FOR THE CREDIT OF: (Recipient Account Name) An ABA routing number has nine digits. If you notify us to revoke another persons use of a Card, we may revoke that Card and issue a new Card with a different number. Use of your Card is subject to all applicable rules and customs of any clearinghouse or other association involved in transactions. The reference to SEC registration does not imply that the SEC has endorsed or approved the qualifications of GIA or its respective representatives to provide any investment services described on this site or that GIA has attained a level of skill or training. You will be offered three different Card Plans and tiers of service to choose from; each with a different set of features and functionality. If you have a TD Bank checking account, you can also find your routing number on a check the check routing number is the first nine numbers in the lower left corner. The Monthly Fee will be deducted from the balance of the Primary Account. The kids' and teens' banking app with investing. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. If you previously selected and are currently enrolled in the Greenlight + Invest Plan, then you will have access to both the Greenlight Core Plan Services and the Invest Account Services, which are the core features under this Card Plan. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. You can obtain the account number and routing number for your Secondary Account by accessing such information from the Primary Accountholder's profile settings page within the Application for the applicable Secondary Cardholder, or you can contact support@greenlight.com or call us at 1-888-483-2645 to obtain this information for the . The first series of numbers printed on the left-hand side of the bottom of a check is the bank's 9-digit routing number. The Greenlight Select Plan is available by invitation only to certain customers who receive their Card Accounts through referral partners of Greenlight, and typically in connection with incentives or promotions provided by such referral partner. In the event of a conflict or inconsistency between this Arbitration Provision, on the one hand, and the applicable arbitration rules or the other terms of this Agreement, on the other hand, this Arbitration Provision shall govern. Furthermore, in the event that the balance of your Primary Account and any Secondary Accounts is insufficient to cover the amount owed,whether such amount is owed to the Issuer or Greenlight, the Primary Accountholder authorizes Greenlight to debit the Funding Account for the amount owed. Wells Fargo Arizona. The first set of numbers on the lower left corner of a check is the routing number. The first is the check routing number used to identify your bank. The cardholder agrees to sign the back of the Card immediately upon receipt. You will need to tell us: Why you believe there is an error, and the dollar amount involved; and. SWIFT codes are between eight and 11 characters long and consist of: A four-letter bank code. h. Governing Law:This Arbitration Provision is governed by the Federal Arbitration Act, 9 U.S.C. If you elect to switch to a more expensive Card Plan, the Card Plan features applicable to the new Card Plan will become effective on your Card Account on or before the next business day following such election, but your Card Account will not be assessed the applicable Monthly Fee for the more expensive Card Plan until your next monthly renewal date. The Card is non-transferable and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. Restrictions on Preauthorized Debits from Card Account, Fee Schedule and Balance/Transfer Limitations.. The direct deposit agreement with the employer may include additional terms and conditions outside the scope of this Cardholder Agreement, and you authorize the Secondary Cardholder to accept those additional terms and conditions, which shall govern in the event of any inconsistency between the direct deposit agreement, on the one hand, and any provision of this Cardholder Agreement, on the other. When we attempt to contact you, we may identify ourselves, our relationship and our purpose for contacting you even if others might hear or read it. Cardmeans the Greenlight Prepaid Mastercard issued to you by Community Federal Savings Bank, which can be a Physical Card or Virtual Card as described below. The party asserting the Claim (theClaimant) may select the Administrator. Share the account and routing information with your child's employer. If you select the Greenlight Max Plan, then you will have access to the Greenlight Max Services. FOR THE AVOIDANCE OF DOUBT, THE INVEST ACCOUNT IS NOT MAINTAINED BY COMMUNITY FEDERAL SAVINGS BANK, AND ANY SECURITIES OR FUNDS IN THE INVEST ACCOUNT ARE NOT DEPOSITS OR OTHER OBLIGATIONS OF COMMUNITY FEDERAL SAVINGS BANK, ARE NOT GUARANTEED BY COMMUNITY FEDERAL SAVINGS BANK, AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION.
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